With Arbor Bank, you have different services and tools that are in place to help you bring your finances into better order. Here is how Arbor Bank will be able to support you in managing your finances better:
### **1. Full-Service Financial Products**
**Savings Accounts:**
* **High-Yield Savings Accounts:** An account yielding more competitive interest rates to help optimize the growth of your savings. With Arbor Bank high-yield options, it can be easier for you to most efficiently capitalize on the returns on your deposits.
– **Certificates of Deposit (CDs):** Can invest with higher returns in various terms and rates. It’s one of the most secure ways to get higher returns on your savings.
**Loan Products:**
– **Auto Loans:** Whether you are buying your new vehicle or refinancing the existing one, Arbor Bank provides some competitive and flexible rates with terms designed to mold your budget.
• Personal Loans: At rates and terms that are attractive, get funds for personal needs like home improvement, debt consolidation, or unexpected expenses.
• Mortgages: Enjoy competitive rates on mortgages with personalized service on buying a home or refinancing. Arbor Bank has devised its mortgage products to ensure that it is within reach no matter your financial circumstance.
– **Home Equity Loans and Lines of Credit:** Tap into the equity in your home to finance major expenses or pay off debt on great terms and at good rates.
**Investment Accounts:**
– **Money Market Accounts:** Receive higher interest than from a traditional savings account, while still having quick access to your money when you need it.
– **Retirement Accounts:** Arbor Bank offers Traditional and Roth IRAs that will let you start building retirement savings with tax benefits and investment options.
**2. Advanced Digital Banking**
**Online and Mobile Banking:**
– **Account Management:** On Arbor Bank’s secure online and mobile platforms, manage your accounts, view statements, and track transactions.
– **Mobile Deposit:** Deposit checks from the convenience of your smartphone, which saves you time and reduces the need to go into a branch.
**Account Alerts:**
– **Real-Time Notifications:** Set up alerts regarding your account activity, balance changes of your account, and transaction updates to stay ahead and handle your finances in a timely manner.
Customized Financial Services
Financial Counselling
Expert Advice: Financial advisers that can provide you with personalized advice to plan for your budget, investing, or major life events.
Educational Resources: Arbor Bank gives you workshops, seminars, and online tools to enhance your knowledge and provide the means to make an informed decision.
Customized Solutions
Tailored Financial Products: At Arbor Bank, financial products are tailored to fit your special needs for personal, business, or investments.
### 4. Security and Protection
Advanced Security Features:
Fraud Protection: Strong fraud protection systems that help safeguard your accounts and personal information from fraud and unauthorized access.
Secure Transactions: Encryption and secure technology ensure safe online and mobile banking transactions.
Insurance Protection:
– **Deposit Insurance:** Your deposits are insured through the FDIC. This provides peace of mind, knowing that your money is covered to the maximum extent allowed by law.
### **5. Business Banking Services**
**Complete Business Solutions:**
– **Business Accounts:** Arbor Bank offers a complete selection of checking and savings accounts for the business, all with features included to help make financial management easy.
– **Business Loans:** Obtain the funds necessary to grow your business, purchase equipment, or to cover an operational need. Competitive rates and terms available.
**Local Business Support:**
– **Expert Advice:** Bank Arbor offers the business advice and support for the local businesses in a way that they flourish and help to grow the economic state of the community.
### **6. Community Engagement**
**Local Engagement:**
– **Supporting the Communities:** Arbor Bank engages itself into the community-based works and charity events which ensures its commitment to the associated places.
– **Associates Volunteerism for the Community:** The Associates of the bank are encouraged to do community-based services that ensure the bank’s contribution to making a better community.
7. Ease of Use-Accessibility
Branch Network
Convenience Locations – Arbor Bank maintains a network of branches where in-person banking services and personal assistance can be availed.
ATM Access – You have access to one of the broadest networks of ATMs, where you can easily access your money or account with different management facilities.
### Conclusion
At Arbor Bank, rich sets of products and services offer you better ways of handling your finances. From competitive financial products to sophisticated features in digital banking, and from personalized financial counseling to strong security measures, Arbor Bank offers all the tools and support needed to make your financial management even better. By leveraging this, you can make more informed decisions about your finances, optimize savings and investments, and ultimately achieve your goals with greater efficiency.