Associated Healthcare Credit Union was established to provide a wide variety of special financial services and benefits tailored to meet the particular needs of health professionals and their families. Here is how AHCU helps you to keep fit with your finances:
### **1. Special Financial Products**
#### **Checking Accounts**
Special accounts provided for a healthcare professional with a package of privileges in terms of lower fees and features custom-built based on your needs, among others.
Free Checking Options No monthly maintenance fees, online and mobile banking, network of ATMs, overdraft protection. Savings Accounts High-Yield Savings Accounts With competitive interest rates to grow your savings faster. Health Savings Accounts Tax-advantaged medical expense accounts available at high interest with easy access. Certificates of Deposit Fixed-Term CDs For guaranteed returns-with a variety of term options-and perfect for those who need to save for medium- to long-range goals.
2. Loans and Credit
#### Personal Loans
– Unsecured Personal Loans: For Debt Consolidation, Home Improvements, or Unexpected Expenses; Competitive Rates and Flexible Terms
– Secured Loans: Loans Collateralized by Savings or Certificates Sometimes at Lower Interest Rates
#### Auto Loans
New and Used Vehicle Financing: Our Competitive Rates in Combination with Flexible Terms Provide Financing for New or Used Automobiles.
#### Home Loans and Mortgages
Fixed-Rate and Adjustable-Rate Mortgages: Range of mortgage products to suit varied needs for house financing.
HELOCs or Home Equity Lines of Credit: A line of credit against one’s equity in their home, for major expenses or improvement.
#### Credit Cards
Rewards and Low-Interest Cards: Cashback, rewards points, or low-interest credit cards.
### **3. Health Care-Related Benefits**
#### **Financial Education**
Financial Planning Seminars and Facilities About Health Care: Especially how to handle student loans and how to manage high-income situations are highlighted.
#### **Specialized Insurance Products**
Professional Liability Insurance: For health care professionals.
Health Insurance: Competitive rates and plans with major insurance providers
### **4. Digital and Mobile Banking**
#### **Online and Mobile Banking
Account Management: This will be through some form of secure online account management where clients can log on to the system and manage all their accounts, make bill payments, transfers, and view recent transactions within such an account.
Mobile App: Mobile banking-on-the-go features including mobile check deposit, transferring between accounts, bill pay.
Mobile Deposit
Convenience: Deposit checks anywhere using your smartphone or tablet.
5. Financial Planning and Advisory Services
Investment Services: Financial planning-investments, retirement plans, financial goal development-particularly by healthcare professionals.
#### **Retirement Planning**
– **Retirement Accounts**: IRAs, 401(k) plans combined with individual advice on retirement savings.
### **6. Community Involvement and Support**
#### **Local Involvement**
– **Community Activities:** Participation in community-based projects on healthcare matters.
#### **Charitable Work**
– **Philanthropy**: Engage or sponsor charity work that benefits health and the community.
### **7. Customer Support and Personalized Service**
#### **Dedicated Support
– **Health Professional Support**: Special support from staff who understand the health professional peculiar needs.
– **Any Time, Any Day Customer Service**: Customer service at several touch points via phone, email, and online chat.
### 8. Sécurité et Confiance
#### Mesures de Sécurité Solides
– **Protocoles de Sécurité de Pointe**: Keeps personal and financial information updated with the latest in fraud and unauthorized access prevention measures.
#### Reputable Institution
Healthy Credit Union: Trusted Financial Partner recognized for excellence in member service, combined with ethical business practices.
### 9. Financial Wellness Tools
#### Budgeting and Debt Management
Tools and Resources: Budgeting tools, financial calculators, debt management resources, and more all designed to make sure that you stay in control.
– **Healthcare Professional Discounts:** Exclusive discounts and benefits solely for members in the healthcare business.
Join an Associated Healthcare Credit Union and get access to a fully integrated set of financial products and services specifically designed for your needs as a healthcare professional-competitive rates, special benefits, personal service, and a true concern for your total financial well-being. AHCU offers complete resources that can meet all your financial management requirements and assist you in achieving your financial goals.