Unlock The Value of Membership.
One of the values and services that members receive stems from a broad range of products and services available, designed to offer the member exceptional value and support. Learn how you can unlock all the benefits which come along from being a member of Advantage FCU.
### **1. High-Yield Savings and Investment Accounts**
– **High-Yield Savings Accounts**: Realize better returns on your savings with accounts paying top tier dividend rates. High-yield savings allow your money to grow faster compared to a traditional savings account.
– **Money Market Accounts**: Enjoy even greater returns on money market accounts with higher balances, yet easy access to your money at all times.
Embark on fixed and term saving in CDs to guarantee returns locked in while minimizing risks.
### 2. Loan Flexibility
– **Personal Loans**: Obtain personal loans with competitive rates and flexible repayment options for debt consolidation, home improvement, or major purchases.
– **Auto Loans**: Buy your own vehicles and fund with favorable auto loans coming your way in appealing rates and terms suiting your budget.
– **Home Loans and Mortgages**: In order to seek options available to buy a new house or to refinance an existing mortgage, Advantage FCU gets you fixed-rate mortgages as well as adjustable-rate mortgages .
### **3. High-tech Digital Banking Features**
– **Online and Mobile Banking**: You achieve easy account management through the online and mobile banking platforms. Included here is account access, money transfer, bill payment, and much more.
– **Mobile Check Deposit**: Deposit your checks remotely with your smartphone directly to your bank, saving trip time and making banking more convenient.
### **4. Investment and Retirement Solutions**
• **Retirement Accounts**: Traditional IRAs and Roth IRAs are some of the buoyant retirement plans that empower you to be able to forecast a future retiring account with the above facilities interlinked.
• **Investment Accounts**: Mutual funds and ETFs open up your investment horizon to a larger pool of opportunities, allowing you to tap into diversified assets with possible long-term growth.
– **Financial Planning Services**: Receive professional advice on financial planning for designing an investment program and plan for your financial future.
### **5. Business Financial Services**
– **Business Loans**: Expand your business with loans for working capital, equipment purchases, or commercial real estate.
– **Business Accounts**: Manage your business finances with checking and savings accounts to meet a range of business needs.
* **Merchant Services**: Enhance your ability to accept payments with merchant services that allow a wide range of payment types and ease of transactions.
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### **6. Enhanced Security**
* **Fraud Protection**: Top-notch protection with advanced security features to carefully safeguard your accounts and personal details against fraud and unauthorized access.
* **Account Alerts**: You can set up custom account alerts that can be used to track account activity and receive alerts on important transactions.
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### **7. Financial Education and Resources**
– **Workshops**: Attend all educational workshops and seminars to enhance knowledge on key financial areas – including but not limited to budgeting, saving, investing, and retirement planning.
– **Access to Online Tools and Information**: Advantage FCU will make available calculators, articles, and other education information to assist in your personal financial planning and decision-making.
### **8. Community Involvement and Support**
– **Local Sponsorships**: Through the sponsorship of local events and community activities, Advantage FCU helps to build and make stronger the communities around it.
– **Charitable Contributions**: Donates to local charitable causes and non-profit organizations, adding value to the qualitative measures of well-being within the community.
### **9. Exclusive Member Benefits**
– **Member Rewards**: Enjoy exclusive offers and benefits available only to Advantage FCU members, such as reduced rates on loans and special promotions for savings accounts.
– **Loyalty Programs**: Take advantage of loyalty programs and rewards that provide additional value and enhance your overall banking experience.
### **10. Personalized Member Service**
– **Dedicated Support**: Receive personalized service from a team that understands your individual needs and provides tailored financial solutions.
**Community Focus**: Join a credit union that works with the needs of its members and strives to help the local community develop.
### **Overview**
Become a member, and enjoy the many benefits of joining a whole new kind of credit union. Higher yield savings products, easy-access loan solutions, advanced digital banking options, and dedicated community support are just some of the tools available to you to help make your financial dreams a reality with Advantage FCU. How the credit union is uniquely different is its very clear focus on security, financial education, and a business model designed around you. Take time to explore all that Advantage FCU has to offer in order to aid in reaching your financial goals by visiting their website or by calling their member services team.