Imagine all the possibilities AFCU can offer with all these financial services and benefits—a good reason why AFCU can be considered your best financial partner.
### **1. Member-Focused Approach**
– **Member-Owned Structure**: Being a credit union also makes AFCU a member-owned body, the interest of the members being top on the list and not some shareholders. In respect to this, personalized services are bound to be obtained alongside better financial products.
### **2. Competitive Rates
Low Loan Rates: AFCU is in a position to provide competitive rates on a range of loan products, from auto loans and personal loans to mortgages. These lower interest rates can greatly reduce your costs over the long run.
High-Yield Savings: Higher interest rates on savings accounts and certificates of deposit provide more attractive returns than those available from traditional banks.
### 3. Low Fees
– **Meager Fees**: Credit unions generally have lower fees compared to traditional banks. AFCU is noted for keeping fees as low or zero for most services, which include checking accounts and ATM withdrawals.
### **4. Extensive Financial Products Offerings**
– **Full-service Suite**: AFCU offers an extensive range of financial products including checking and savings accounts, personal and auto loans, mortgages, and investment options.
– **Business Services** – They also operate business banking services, providing loans and accounts to satisfy the financial needs of local businesses.
### **5. Digital and Mobile Banking**
– **At your Fingertips Online and Mobile Banking**: Strong Online and mobile banking from AFCU. This puts control of your accounts, bill payments, transfer funds, and making mobile deposits at just about any location.
– **User-Friendly Apps**: Their mobile app is easy and convenient when you need to handle any of your banking needs on the go.
### **6. Financial Education and Resources**
– **Educational Tools**: AFCU provides financial education resources that come in the form of workshops, seminars, and online tools to make customers capable of making wise financial decisions.
– **Advisory Services**: Access to financial advisors for that custom investment and retirement planning.
### **7. Community Involvement**
– **Local Support**: AFCU is very involved in the communities that it serves, often as a sponsor to local events and other worthwhile projects. Membership supports local development and causes that are charitable.
### **8. Individual Attention Customer Service**
– **Personalized Assistance**: AFCU has been known for its personalized customer service. Their attention is one to one on meeting each individual. The staff is customer friendly and can help support the customer in achieving his or her financial goal.
### **9. Branch and ATM Accessible Easily
– **Convenient Locations**: Branches across Arkansas ensure AFCU in-person banking convenience.
– **Vast ATM Network**: A wide network of ATMs at various locations provides cash withdrawal and account access facilities without extra charges.
### **10. Exclusive Member Benefits**
– **Special Offers:** Members can enjoy special offers and discounts provided by participating vendors and service providers.
– **Member-Only Events**: Special invitations to exceptional community events make them feel belong and be more engaged.
Arkansas Federal Credit Union is committed to providing competitive rates, low fees, comprehensive product offerings, and personal service. That means their keenness on member satisfaction and community involvement builds upon the benefits that mean much more to their members.