Unlock The Benefits of Membership with Access Community Credit Union.
There are numerous Advantages members receive by joining Access Community Credit Union. Here is how becoming a member opens the door and grants you access to financial solutions customized exactly for you:
### **1. Customized Financial Solutions**
– **Personalized Advice**: Access CCU gives you bespoke financial advice to support your decisions regarding money. It may be saving for a goal, planning for retirement, or handling debt; experts are here to guide you through.
– **Committed Service**: Enjoy the personal touch with dedicated staff that places a high value on your financial well-being, providing a solution that is tailored to meet your specific needs and goals.
### **2. Competitive Rates and Low Fees**
– **High-Yield Savings Accounts**: Enjoy high-yield savings accounts with high interest rates for boosting your savings compared to traditional banks’ offerings.
– **Low Fees**: Low fees, with most fees for account maintenance and transactions set among the lowest in the industry, keeping more of your money in your account.
### **3. Comprehensive Financial Products**
• Savings Accounts – Choose from numerous Savings Account programs to meet your needs, whether a High Yield or Specialty Savings Plan program for your aspirations.
• Loans and Credit – At very competitive rates offered for such services as Personal Loans, Car Loans, Home Mortgage Loans, and Credit Card products. To make it easier to finance those big purchases or handle your Credit, we’ve got you covered.
**Investment and Retirement Accounts**: Save for the future using a variety of investment products and retirement accounts, including IRAs, aimed to help build your wealth and plan into retirement.
### **4. Convenient Banking Access**
– **Online and Mobile Banking**: Manage money conveniently on-the-go using Access CCU’s online and mobile banking. Through these utilities, you will be able to review balances, transfer funds, pay bills, and more from anywhere and at any time.
– **Branch and ATM Network:** Utilize convenient access to a branch and ATM network for face-to-face transactions and servicing, making access to your funds easy and convenient.
– **Local Impact:** Membership supports community development and local works, which encourages economic advancement for and the welfare of your local area.
**Community Involvement**: Access CCU supports and participates in local events and charitable causes as a means for you to align your financial activity with community values.
### **6. Financial Education and Resources**
– **Educational Workshops**: Workshop/seminar participation on budgeting, investing, retirement planning, etc., to help further educate you in financial literacy.
– **Online Tools**: Utilize numerous online resources, including budgeting tools and financial calculators, for application in financial planning and management.
### **7. Membership Rewards**
– **Special Offers**: Value-added at reduced rates relative to standard rates or with higher yields on financial products and services, including loans and savings accounts.
– **Member Rewards**: Rewards programs or incentives available to you for same accounts usage, maintaining balances, among other things.
### **8. Security and Protection**
– **Protection From Fraud**: Advanced integrated security features with fraud protection services help you protect your account and private information.
– **Deposit Insurance**: Your deposits are insured by the National Credit Union Administration, providing protection to the maximum possible limit.
### **9. Flexible Account Management**
– **Convenient Features**: Manage your finances easily with features like automatic transfers, online bill pay, and mobile check deposit.
– **Types of Accounts**: There are so many kinds of accounts available at a credit union: savings, checking, retirement.
### **10. Member Ownership and Involvement**
– **Governance Participation**: Members have a say in the decisions and policies set by the credit union; one has the right to vote in elections and on big issues.
– **Profit Sharing**: All the profits generated by the Access CCU goes to refund the members in the form of better rates, lower fees, and more services.
### **Summary**
Access Community Credit Union makes available the benefits meant to uphold and raise your financial well-being. From personalized financial advice, competitive rates to comprehensive financial products, and community involvement, membership in this organization brings access to a variety of resources and services that can serve you better. And with banking convenience, learning resources, and exclusive benefits for members, Access CCU will help you to meet your financial aspirations in a manner that gives back to your community. For more information on these benefits or how to join, please visit the Access CCU website or reach out to their member services team.