Indeed, it is a long and catchy story for “Carter Bank & Trust”.

### **Carter Bank & Trust: Your Partner on the Path of Financial Success and Prosperity in the Community**

At Carter Bank & Trust, we believe that financial success and community prosperity are closely aligned. Our pledge is to be your cherished partner in navigating your financial journey, providing one-of-a-kind service, creative solutions, and a strongly dedicated heart to our local communities.

****Your Partner in Financial Success****

Carter Bank & Trust extends all possible kinds of support at every stage during your financial journey through our multifarious products and services tailor-made for fulfilling your distinctive requirements:

• **Personal Banking:** We offer personal banking solutions that will give you the flexibility and convenience you really deserve. Be it managing daily expenses, planning for the future, or engaging in financial growth, we provide a full line of checking and savings accounts, competitive loans, and credit cards that will meet the needs of any customer to achieve his/her financial goals.

+ **Home Financing:** To buy a home is one of the biggest achievements in one’s life, and we at Carter Bank & Trust strive to make it easy and trouble-free for you. We offer mortgage products with competitive rates to suit your most interested terms. Shop and compare; our seasoned mortgage specialists are here to walk you through every step of the home-buying process, making sure we find the right financing solution to meet your needs.

**Business Banking:** Be it a small business or a big one, we understand challenges are always there; therefore, we commit to work for solutions so that every entrepreneurial dream may turn into fruition. Our business banking services are counted, innovative loan products, lines of credit, and cash management solutions targeted at every individual business need. We partner to put in your hands financial resources and the experience that will help you to reach your business heights.

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**Trust and Investment Services:** Building and protecting wealth are important elements in the life of an individual. Carter Bank & Trust prides itself on providing professional and comprehensive trust and investment services with the scope of purpose to manage the growth of our clients’ assets. Our experienced advisors work directly with you in designing customized investment strategies and estate planning solutions tailored for your wishes and needs according to your long-term financial goals.

#### **Superior Service and Expertise**

At Carter Bank & Trust, we take pride in providing exceptional, relationship-based banking. We empower you with individual attention from a team of financial experts who will take the time to understand your financial objectives and develop specifically tailored recommendations and solutions. We stand beside you, offering the expertise and resources to empower you to make sound, informed financial decisions that further support your objectives.

#### **Innovative Banking Solutions**

Convenience and accessibility are key in the digital world. Fostering different digital tools firmly in place, Carter Bank & Trust allows you to have an easy and more effective way to manage your finances—simple and secure access to your account, real-time monitoring of your transactions with management tools that give even more control and flexibility .

#### **Commitment to Community Prosperity**

We believe in being a positive influence in the communities we serve. Carter Bank & Trust actively participates in local efforts, supports philanthropic organizations and contributes to the building of communities. By banking with Carter Bank & Trust, your dollars are not the only thing working for your benefit but also working to strengthen and enrich our community.

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#### **Experience the Carter Bank & Trust Difference**

See how Carter Bank & Trust can be your trusted partner in securing financial success and ensuring community prosperity. Our commitment to personalized service, expert advice, and community make us the right choice for all of your banking needs. Join us today for a financial relationship truly about your success and that of our community.

**Carter Bank & Trust: Your Partner in Financial Success and Community Prosperity**

Join us in building a better financial future—one that has lasting change within our community.

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