Armstrong Bank offers various ways to ensure that you achieve the best financial position possible. Here is a simplified explanation of some of the services and approaches they have in place to help you maximize your financial position:
### **1. High-Yield Savings Accounts**
– **Competitive Interest Rates**: The savings accounts at Armstrong Bank boast competitive interest rates, thereby allowing money to grow much faster than in a traditional savings account.
– **No Monthly Fees**: A lot of savings accounts don’t have a monthly maintenance fee, so more of your money will stay in your account.
### **2. Certificates of Deposit (CDs)**
– **Fixed Returns**: The immediate return on CDs is fixed against the term they are set for-a guaranteed return on investment.
– **Variety of Terms**: Find term lengths to suit different savings goals, from short-term to long-term.
### **3. Investment Solutions
– **Investment Accounts**: Avail multiple investment accounts ranging from individual brokerage to retirement accounts for the purpose of portfolio diversification and return maximization.
– **Financial Planning Services**: Have an opportunity to work with financial advisors to develop a strategy investment created with a focus on your financial goals and risk tolerance limits.
### **4. Retirement Accounts**
IRA- Armstrong Bank has Traditional and Roth IRAs available, which include tax benefits and a means by which one can save for retirement with competitive interest rates or investment options.
Retirement Planning- How one can plan for retirement and save effectively towards it, and ways in which the money that one saves for retirement can be grown.
### 5. Loans and Credit
Personal Loans- One can get personal loans with competitive rates meant for different uses, which may range from renovation of homes to funding education and debt consolidation.
– **Home Loans and Mortgages**: Avail mortgage facilities for buying or refinancing a house. Get access to competitive interest rates with flexibility in tenure.
– **Auto Loans**: Finance your vehicle on attractive loan tenures and interest rates to make the latest car more affordable.
### **6. Wealth Management**
– **Investment Advisory**: Access professional investment advice to help you build, manage, and maintain your wealth within the perspective of long-term financial goals.
– **Portfolio Management**: Get personalized portfolio management to fine tune your investment strategy with fluctuations in the market.
### 7. Digital and Mobile Banking
– **Online Banking**: Create and manage accounts, pay bills, and view transactions through the computer or mobile.
– **Mobile Banking**: check the balance, transfer funds, deposit checks, and more within our mobile app to enhance financial management on the go.
### 8. Financial Education
– **Educative Tools**: Webinars, articles, and other tools assist in learning about topics to help you make better financial decisions.
– **Workshops and Seminars**: Seminars and workshops on budgeting, investment, retirement plans, among others.
### **9. Business Banking Solutions**
– **Business Accounts**: business checking and savings accounts matching up the requirements of business people and entrepreneurs with facilities which could facilitate ease in management and maintenance of accounts.
– **Business Loans**: Avail secured loans and credit lines that provide the opportunity for business expansion plans, including equipment purchase loans and lines for working capital.
### **10. Customer Care and Service**
– **Personalized Attention**: Get personalized attention from a knowledgeable staff who would assist the customer in choosing from among the available financial products and services to meet their identified needs and requirements.
– **Financial Planning**: Together with your advisor, create a plan for your finances that will help define a long-term vision and a roadmap for continued success.
By leveraging the bank’s full range of financial services to Armstrong Bank, one will continue their financial development through high-yield savings, strategic investment, and value retirement planning. From the broad-based products and services to specialized support, it helps ensure that you have the necessary tools and guidance to meet your specific financial goals.