Following are the different privileges from Associated Bank N.A. for taking care of both personal and business banking needs. Here is a detailed guide to the benefits of banking with Associated Bank:
### 1. Full-service Financial Products
– Checking Accounts: This includes interest-bearing accounts, accounts with no monthly fees, and accounts targeted at specific needs such as for a student or senior.
– **Savings Accounts**: High-yielding savings accounts, money market accounts, and competitive interest rates to help your savings grow.
– **Certificates of Deposit (CDs)**: Fixed-term deposits with guaranteed returns and different terms that fit different financial goals.
### **2. Competitive Rates
– **Loan Rates**: The attractive rates for the different types of loans, such as auto loans, personal loans, and mortgages. If these are competitive, they will save you money during the life of the loan.
– **Investment Rates**: Get the best possible rate for accounts and other investment financial products to optimize your investment returns.
### **3. Digital and Mobile Banking**
Online Banking: Access all your accounts, pay your bills, transfer funds, and check on transactions online with complete security.
Mobile Banking: Bank anywhere and everywhere with the convenience of our mobile app with options to include: mobile check deposits, online account transfers, and bill pay.
Mobile Deposit: No need to take trips to the branch when you can deposit checks anywhere using your smartphone or tablet.
### **4. Personal and Business Loans
Personal Loans: Unsecured loans serving many needs, such as debt consolidation, home improvements, and personal expenses. Offered with flexibility in terms and competitive rates.
Auto Loans: Financing for new and used vehicles with terms to suit your budget.
Home Loans and Mortgages: Offering fixed-rate, adjustable-rate, and refinancing options for your home financing needs.
– **Home Equity Lines of Credit (HELOCs)**: Tap into your home equity line of credit for large expenditures or home renovations.
– **Business Loans**: Lines of credit, equipment loans, and commercial real estate loans are business-related financing.
### **5. Financial Planning and Advisory Services**
– **Investment Advice**: Avail investment advisory services to help enable financial planning, retirement planning, and investment management.
– **Financial Planning**: Customized financial planning on establishing and achieving your very own personal goals and aspirations, right at your doorstep.
### **6. Insurance and Protection**
– **Insurance Products**: Options for auto, home, and life insurance availed through trusted insurance provider partnerships.
– **Identity Theft Protection**: Services and support that protect against identity theft and fraud.
### **7. Customer Support**
– **Personalized Attention**: The assurance of support from a knowledgeable staff offering personalized advice and solutions to meet your particular needs.
– **24/7 Customer Service**: Offer customer service by calling, chatting online, and other platforms for timely solutions to problems and questions.
### 8. Community Involvement
– **Local Engagement:** Engage in or support different activities at the community level that involve active participation in community initiatives and charitable activities, hence contributing to the development of and value addition in the local communities.
– **Community Events:** Opportunity to participate in or support events at the local level and events organized or supported by Associated Bank itself.
### 9. Security and Trust
• **Strong Security Systems**: Robust security protocols put in place to secure personal and financial information from fraud and unauthorized access.
• **Trustworthy Institution**: A financially stable, customer-friendly institution with a good reputation for its services.
### 10. Business Banking Services
• **Business Accounts**: Opening business current and savings accounts with facilities ideal for small and medium-sized businesses.
• **Merchant Services**: Providing services to businesses for the processing of payments, the management of transactions, and ensuring the smooth facilitation of financial transactions.
– **Business Credit Cards**: Benefits such as rewards and others from credit cards for covering business expenses.
### 11. Ease of Access
– **Branch Locations**: The option to bank and seek in-person support with a wide network of branch locations.
– **ATM Network**: Easy access to a vast network of ATMs to withdraw cash and access accounts conveniently; most offer routes to fee-free access.
### 12. Financial Wellness
-**Budgeting Tools**: Avail the facilities and tools provided by Associated Bank to manage one’s finance better to plan and secure one’s future.
– **Debt Management**: Get resources and recommendations for debt handling and improvement of general financial well-being.
### **13. Innovative Solutions**
– **Technology Integration**: Keep up with banking technologies and innovations that will further enhance the customer experience and make management of finances easier.
With Associated Bank N.A., you have a choice of full suites of financial products and related services that respond to both personal and business needs. You get competitive rates, minimal fees, fully integrated state-of-the-art digital banking solutions, and a firm commitment to community involvement in place to achieve your goals and raise the level of your banking experience.