Membership with Arbor Financial Credit Union opens a world of benefits towards an easier life, adding great value. The following is how Arbor Financial Credit Union will make your financial life even easier:
### **1. Competitive Financial Products**
**Savings Accounts:**
– **High-Yield Savings Accounts:** Arbor FCU offers savings accounts with competitive interest rates to help your savings grow faster.
– **Certificates of Deposit (CDs):** Fixed-term deposits that carry higher interest rates than a traditional savings account. Choose appropriate terms to meet your financial needs.
– **Money Market Accounts:** These accounts are just like a savings account but offer higher interest rates and better accessibility to your money, great for larger account balances.
**Loan Products:**
– **Auto Loans:** Competitive rates and flexible terms allow borrowing options both for new and used vehicles in the best manner.
Personal Loans: For home improvements, debt consolidation, or other unexpected expenses; attractive rates and terms.
Mortgages: Home purchase and refinancing at competitive rates with personal service. Arbor FCU can make the process of financing a home easier.
Home Equity Loans/ Lines of Credit: Tap into your home’s equity for major purchases or to pay off debt at flexible terms and competitive rates.
Investment Accounts
– **Retirement Accounts:** Traditional and Roth IRA options available to help in your retirement planning with tax advantages and a range of investment choices.
– **Investment Savings Accounts:** Helping your investments grow with competitive rates and an array of choices that fit your needs.
### **2. Advanced Digital Banking**
**Online and Mobile Banking:**
– **Account Management:** With Arbor FCU’s secure online and mobile banking, you can manage your accounts, transfer money, pay bills, and even view your account statements at any time, from anywhere.
– **Mobile Deposit:** No need to go to branches-stop wasting time attempting to get checks to the bank. With your smartphone, deposit checks remotely.
**Account Alerts:**
– **Real-Time Notifications:** Set up notifications concerning transactions, changes in balance, and account activities, ensuring effectiveness in keeping track of your money.
### **3. Custom Member Services**
**Financial Counseling:**
– **Professional Advice:** Financial consultants to offer personalized advice in budgeting, saving, investing, and planning for future financial goals.
– **Financial Literacy Tools:** Accounting, workshops, seminars, and other online resources at Arbor FCU to enhance your financial knowledge and understanding for informed decisions.
**Customized Solutions:**
– **Customized Financial Products:** Financial products and services for your personal or business needs.
### 4. Security and Protection
**Advanced Security Features:**
– **Fraud Protection:** Arbor FCU uses the latest security for the protection of your accounts and personal information against fraud and unauthorized access.
– **Secure Transactions:** Enjoy state-of-the-art encryption and secure technology to ensure your online and mobile banking transactions are safe.
**Insurance Protection:**
– **Deposit Insurance:** Deposits are insured by NCUA. Added peace of mind is acquired with deposit insurance coverage up to the maximum amount allowable by law.
### **5. Exclusive Member Benefits**
Discounts and Offers:
– Member Discounts: From time to time, special discounts on various products and services are negotiated with other businesses by Arbor FCU.
– Loyalty Programs: These include rewards for retaining accounts and using the different services provided by Arbor FCU.
Special Offers:
– Bonus Rates and Offers: Promotional rates can be used for saving products higher than normal, or they might reduce the fees taken on loans and other services.
### 6. Community and Corporate Responsibility
Community Participation:
– **Community Support:** Arbor FCU actively engages in local activities, charitable events, and community programs that remind the communities of its social responsibilities
– **Employee Volunteerism:** Employees are encouraged to participate in community service that provides additional support for those causes and organizations at a more personal level
### **7. Convenience and Accessibility**
**Branch Network:**
– **Convenient Locations:** Maintain a network of branches for offering services on an in-person basis with personalized help.
– **ATM Access:** Facility access to over a widespread network of ATMs all over to access your account and manage it to get cash in hand.
### 8. Business Banking Services
Business Accounts:
– **Full Service Solutions:** Arbor FCU checking and savings accounts have been designed with features to enable businesses to organize finances efficiently.
– **Business Loans:** Business expansion, buying equipment, or operational needs can be met with loans, which are extended at competitive rates with flexible terms.
**Supporting Local Businesses:**
• Expert Advice: Specialized financial solutions and advice to meet the needs of local businesses, thus furthering growth in and adding value to the community’s economy.
### Conclusion
Arbor Financial Credit Union has numerous benefits that come in handy in helping you better your financial management to support your overall financial well-being. With competitive financial products, advanced digital banking tools, personal service, and a commitment to community involvement, Arbor FCU provides the tools you’ll need to help you achieve your goals. Through taking advantage of the benefits, you will bring more order to your finances and enjoy increased financial stability while realizing the full benefits of membership with Arbor Financial Credit Union.